Fullerton India Personal Loan

Since January 2007 Fullerton has managed to have a firm foot in the nation’s financial space. With over 400 branches and 600 towns and cities the institution caters to all the financial needs across all segments of customers. Services like loans for vehicles, personal loan, loan against property, working capital loans are well addressed with a promise to fulfil every financial need of the customer.

At Loanstreet you can apply for personal loans online and get a prompt approval with assured satisfaction.

Minimum Threshold For Fullerton India Personal Loan Eligibility
  1. Salaried Individual
    • Minimum Age of the applicant should be 25 years
    • Maximum Age of the applicant at the time of loan maturity should be 60 years.
    • The minimum employment period should be of two years with one year at the present organisation.
    • Minimum Income is a net salary of Rs 18000 per month
  2. Businessman/ Self Employed Individuals
    • Minimum Age of the applicant should be 25 years
    • Maximum Age of the applicant at the time of loan maturity should be 65 years.
    • Minimum Business period should be five years with minimum three years in current business.
    • The Minimum annual income should be Rs 4,00,000 net Profit as per latest IT Return
Documentation for Fullerton India Personal Loan

For application of Fullerton India Personal Loan, self-attested copies of the following documents are solicited:-

  1. The Signed application form duly filled with photograph
  2. ID/ Age Proof - PAN Card/ Passport/ Aadhar Card and Residence Proof – Passport/ Utility bills/ Bank Statements.
  3. Passport Size Photo
Salaried Individuals
  1. Last 2 years Form 16 or Income Tax Returns
  2. Last 3 months salary slips
  3. Last 6 months bank statement reflecting salary credits
  4. Appointment letter from the current employer
  5. For Professionals- Qualification Proof, Registration with Professional council etc.
  6. Identity Card and Business Card of the Current Employer
Self employed Individual/ Proprietorship
  1. Proof of Business- Shop and Establishment Certificate/Vat Registration Certificate/ Service Tax Certificate
  2. Last 3 years IT tax returns with profit and loss account and balance sheet duly audited by CA
  3. Latest 12 months bank statement- Savings Account and Current Account
  4. Existing Loans’ Sanction letters accompanied with repayment track
  5. Business profile on the letterhead of the company
FULLERTON Personal Loan Interest Rates
Rate of Interest 18% - 40%
Loan Tenure 1 year to 4 years
Processing Fees 2% of the loan amount + applicable taxes
Foreclosure charges 6% of the Loan Outstanding + applicable taxes
FULLERTON Personal Loans- WHY?

Fullerton India Personal Loans fulfil the gap between your Dreams and Reality, whatever be your financial needs - unexpected expenses, medical, college admission, wedding or a Vacation. Loanstreet will facilitate a prompt approval of your Fullerton Personal Loan.

Unique Features of FULLERTON Personal Loan
  • Maximum Amount of INR 20 Lakhs for salaried and INR 30 Lakhs for a self- employed businessman
  • The minimum and maximum Loan is 12 and 48 months respectively
  • One can foreclose loan after a minimum period of 6 Months.
  • An existing customer of Fullerton India gets additional benefits on the processing time as well as the interest rate.